Calculate monthly GOSI contributions for Saudi and non-Saudi employees — Annuities (9%), SANED unemployment (0.75%), and Occupational Hazards (2%). Salary cap of SAR 45,000 applied automatically.
* GOSI base = Basic + Housing, capped at SAR 45,000.
Your result will appear here
Pick nationality, enter basic + housing, then click Calculate.
Three components for Saudi nationals; only Occupational Hazards for non-Saudis.
Employee + Employer. Saudi nationals only.
Employee + Employer. Saudi nationals only.
Employer only — applies to both Saudi and non-Saudi.
Basic monthly salary plus housing allowance only, capped at SAR 45,000/month. Other allowances (transport, food, telephone) and EOSB are excluded from the GOSI contribution base.
Saudi nationals: Employee 9.75% (9% pension + 0.75% SANED unemployment), Employer 11.75% (9% pension + 0.75% SANED + 2% Occupational Hazards). Non-Saudi residents: Employer 2% only (Occupational Hazards). The Saudi pension contribution is increasing 0.5%/year from 2025 to a long-term 11%.
No. Non-Saudis are only covered for occupational hazards (work-injury insurance). Healthcare is provided through mandatory private medical insurance (CCHI), separate from GOSI.
Saudi Unemployment Insurance — pays unemployment benefits to Saudi nationals who lose their job involuntarily. Funded by the 0.75% + 0.75% contribution from both employee and employer.
Employers register on the GOSI portal and pay monthly. Late payment incurs penalties; non-payment can block Mudad WPS file approval and government services for the employer.
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